10 money saving hacks for procrastinators

You know that you should be spending less and saving more but if growing herbs and making your lunch sound like hard work, here are 10 money saving hacks that require very little effort.

1. Car pool

Road rage getting you down? Try car pooling. All you have to do is give the driver some cash for petrol, then sit back and let someone else do the driving, filling up of petrol and dealing with looney drivers on the road. This works for your commute to work as well as the school drop off.

2. Eat vegetarian

Can’t be bothered shopping? Meat free dinner options are easy to construct using pantry staples. Eating a meat free meal from your pantry at least a couple of times a week will save you heaps of money.

3. Dye your hair back to its original colour

All that root maintenance getting to you? Dye your hair back to its original colour and you’ll save a load of cash on maintaining your roots. Go one step further and get your hair cut into an easily maintained style.

4. Grocery shop online

On the couch preferably, in your PJs, maybe with a glass of wine. If you have kids, this is a must. Apart from not having to leave the house, use any petrol or pay for parking, online shopping stops impulse purchases and lets you easily stock up on specials. Need more convincing? Read our post on why you should be doing your grocery shopping online.

5. Set up direct debits

Keep forgetting to pay bills on time and getting hit with overdue fees? Set up direct debits and automatic payments and you’ll never have to manually pay another bill again. Your bank account does all the hard work.

6. Share wifi

There’s no reason why you can’t share a wifi connection with a friendly neighbour. There’s your internet bill halved.

7. Disconnect your landline

Apart from putting an end to those annoying dinnertime telemarketing calls, you’ll save a bundle on line rental. Use your mobile phone or one of the many internet call options available.

8. Batch cook

If you’re going to the effort of making up a casserole, a batch of pasta sauce or a curry, make a double or triple batch and freeze for another night. It takes little extra effort to cut up extra veggies and meat and it will save you money and a whole heap of time on a night when cooking is too hard and you’re looking for the nearest takeaway menu.

9. Cancel subscriptions and memberships

Is the inside of your gym a distant memory? Do you ever have time to actually read that magazine that pops up in your letterbox every month? Get rid of subscriptions and memberships you don’t use.

10. Use psychology

Using psychology will get you a long way in realising your financial dreams.  Try attaching a picture of your financial goal to your credit card. My favourite is to always calculate the cost of something based on how many hours you’ll have to work to pay for it. If a $100 pair of jeans will cost you 5 life hours at work, are they really worth that time to you?

Do you have any easy money saving hacks to share? Leave us a comment below.